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Privacy Policy

Last Updated: May 4, 2026

This Privacy Policy explains how Tarsan MVAS Private Limited ("we", "us", "our") collects, uses, shares, and protects information when you visit our life insurance marketing site at life.homeiq.click and submit a form or click to call (collectively, the "Services"). By using the Services or clicking to call, you consent to this Policy. On this site we operate under the brand "GuaranteedLife Insurance", a marketing brand of Tarsan MVAS Private Limited.

Service-Specific Disclosure (Life Insurance)

Coverage amounts, premiums, eligibility, and product features vary by state, age, and underwriting class. Guaranteed-acceptance whole-life insurance policies typically contain a graded death-benefit provision: if the insured dies of natural causes during the first two policy years, beneficiaries generally receive a return of premiums paid plus interest, not the full face amount. Death from accidental causes is typically paid in full from day one. Specific terms, exclusions, and limitations are governed solely by the policy issued by the carrier. We are not an insurance carrier and do not bind coverage. Final coverage is provided by the licensed insurance carrier you ultimately contract with.

1. About Us

Tarsan MVAS Private Limited is a marketing and lead-referral company. We do not underwrite insurance, originate loans, settle debt, or provide financial, legal, or tax advice. We connect consumers with independent third-party providers and licensed agents.

2. Information We Collect

(a) Information you provide

• Identifiers: name, email, postal code, phone number
• Eligibility details voluntarily submitted (e.g., debt amount band, age range, ZIP, service interest)
• Communications you send us (e.g., emails, call recordings if you call our connect numbers — see below)

(b) Information collected automatically

• Device and browser data (IP address, user agent, referrer)
• Usage data (pages viewed, timestamps, click events)
• Marketing attribution (campaign ID, source, placement, session ID)
• Cookies, pixels, and similar technologies

3. Call Recording & Tracking

Calls placed to numbers shown on our call-connect pages may be recorded, monitored, and routed through tracking services for quality, training, and compliance. By calling, you consent to recording and to being connected to a third-party provider or licensed agent.

4. How We Use Information

• To match you with one or more independent providers in our network (debt relief, insurance, financial services)
• To enable callers to be routed to the appropriate provider
• To verify form submissions and prevent fraud or abuse
• To measure ad performance and improve our Services
• To comply with legal obligations and enforce our Terms

5. How We Share Information

We share your information with:

• Marketing partners and providers — including debt relief companies, licensed insurance agents, brokers, and lenders to whom we route your inquiry. They use your information to contact you about their offers.
• Service providers — hosting, analytics, call routing/recording, fraud prevention, and email delivery vendors operating on our behalf.
• Legal & safety — when required by law, subpoena, court order, or to protect rights, safety, and property.
• Business transfers — in connection with a merger, acquisition, or sale of assets.

We do not sell personal information for monetary consideration. Sharing with marketing partners may, however, qualify as a "sale" or "share" under some U.S. state laws — see Section 9.

6. Consent to Be Contacted (TCPA)

By submitting a form or clicking a "call" button, you expressly consent to receive marketing calls and text messages — including by automatic dialing systems and prerecorded or artificial voice — from Tarsan MVAS Private Limited and its marketing partners at the phone number you provided, even if the number is on a Do Not Call list. Consent is not a condition of any purchase. Standard message and data rates may apply. You may revoke consent at any time by replying STOP to any text or following the opt-out instructions in Section 8.

7. Cookies & Tracking

We and our partners use cookies, web beacons, server logs, and similar technologies to recognize your device, measure ad performance, and personalize content. You can disable cookies in your browser, but parts of the Services may not work properly.

8. Your Choices

• Email: unsubscribe via the link in any marketing email or write to info@tarsan.in.
• Calls/texts: ask the caller to remove you, reply STOP to texts, or contact us in writing.
• Cookies: manage via your browser settings.
• Access/correction/deletion: see Section 9.

9. U.S. State Privacy Rights (CCPA/CPRA & Similar)

If you are a resident of California, Colorado, Connecticut, Virginia, Utah, or another U.S. state with comprehensive privacy laws, you may have the right to: (i) know what personal information we collect and disclose; (ii) request deletion; (iii) request correction; (iv) opt out of "sale" or "sharing" of personal information; (v) opt out of targeted advertising; and (vi) appeal a denial. To exercise these rights, email info@tarsan.in with the subject "Privacy Rights Request" and include the state you reside in. We will not discriminate against you for exercising these rights.

Do Not Sell or Share My Personal Information: California and similar-state residents may opt out of sale/share by emailing info@tarsan.in with the subject "Do Not Sell or Share".

10. Children's Privacy

The Services are not directed to anyone under 18. We do not knowingly collect information from children. If you believe a child has provided us information, contact us and we will delete it.

11. Data Retention

We retain personal information for as long as needed to provide the Services, comply with legal obligations, resolve disputes, and enforce agreements. Retention periods vary based on the type of data and applicable law.

12. Security

We use commercially reasonable administrative, technical, and physical safeguards. No method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

13. International Users

Our Services are operated from India and the United States. By using the Services you understand that your information may be transferred to, stored, and processed in countries other than your own.

14. Changes to This Policy

We may update this Policy from time to time. The "Last Updated" date reflects the most recent revision. Material changes will be posted on this page.

15. Contact Us