Acceptance Is Guaranteed

Whole Life Insurance
Starting at $9.95/month

Plans from $9.95 per month

Guaranteed acceptance for ages 50-85. No medical exam, no health questions. Your rate is locked in and will never increase. Coverage never decreases.

  • 100% guaranteed acceptance
  • No medical exam or health questions
  • Rate locked in for life — never increases
  • Coverage never decreases
  • Benefits paid directly to your beneficiary
  • 30-day money-back guarantee

Get Your Free Quote

See your exact rate in 60 seconds

Acceptance Is Guaranteed! Ages 50-85 qualify.
Secure & Confidential 30-Day Guarantee

Acceptance Is Guaranteed — No Exceptions

If you're between 50-85 years old, you cannot be turned down. No medical exam. No health questions. Period.

$9.95
Plans Starting At/mo
50-85
Qualifying Ages
100%
Guaranteed Acceptance
30 Days
Money-Back Guarantee

How It Works

Getting covered is simple — just 3 easy steps

1

Get Your Free Quote

Enter your info above to see your personalized rate. It takes less than 60 seconds and there's zero obligation.

2

Choose Your Coverage

Select the coverage amount that fits your needs and budget. Coverage is available in affordable units you can customize.

3

You're Covered

Acceptance is guaranteed. Your rate is locked in for life and your coverage never decreases. Includes a 30-day try-it-on period.

Why Choose Guaranteed Acceptance?

Guaranteed Acceptance

You cannot be turned down regardless of health conditions. No medical exam, no health questions asked. Ages 50-85 qualify.

Locked-In Rate

Your premium is set when you enroll and will never increase — no matter how old you get or how your health changes.

Affordable Coverage

Plans start at just $9.95/month. Choose the number of units that fit your budget. Coverage grows as you add units.

Coverage Never Decreases

Unlike some policies, your benefit amount stays the same for life. Your loved ones will receive the full death benefit.

Fast Claims

Benefits are paid directly to your beneficiary, typically within days. Cash value builds over time that you can borrow against.

30-Day Guarantee

Try your policy risk-free. If you're not 100% satisfied within 30 days, return it for a full refund of premiums paid.

Affordable Whole Life Insurance

Guaranteed acceptance whole life insurance provides permanent coverage that lasts your entire life. Unlike term insurance, it never expires and builds cash value over time.

Coverage is sold in units at a fixed price per unit based on your age and gender. You can purchase multiple units to get the coverage amount you need.

$9.95
Plans start at just $9.95/month
One price per unit. Purchase up to 25 units. Your rate never increases regardless of age or health changes.
Family protected by life insurance

30-Day "Try It On" Period

We're so confident you'll love your policy that we offer a full 30-day money-back guarantee. If you're not completely satisfied for any reason, simply return your policy within 30 days for a complete refund of all premiums paid. No questions asked.

Get My Free Quote

What Our Policyholders Say

★★★★★
"At 68 with diabetes, I thought I couldn't get life insurance. Guaranteed acceptance meant no health questions at all. $42/month for peace of mind."
Harold J.
Harold J.
Memphis, TN
★★★★★
"I kept putting this off. The application took 5 minutes, no exam, and I was covered immediately. My kids won't have to worry about funeral costs."
Dorothy W.
Dorothy W.
Tampa, FL
★★★★★
"My rate has stayed exactly the same for 4 years. No surprises, no increases. That's exactly what they promised. Very trustworthy company."
Margaret L.
Margaret L.
Birmingham, AL

Frequently Asked Questions

What does "guaranteed acceptance" mean?
It means you cannot be turned down for coverage. If you're between ages 50-85, you qualify regardless of your health conditions. There is no medical exam and no health questions on the application.
How much coverage can I get?
Coverage is sold in units at a fixed price. The coverage amount per unit depends on your age and gender. You can purchase up to 25 units to build the coverage level you need. Get a free quote to see your exact coverage amounts.
Will my rate ever increase?
No. Your premium is locked in at the rate you receive when you enroll. It will never increase regardless of your age, health changes, or how long you keep the policy.
Is there a waiting period?
Guaranteed acceptance policies typically include a 2-year graded benefit period for natural causes of death. During the first 2 years, if death occurs from natural causes, beneficiaries receive all premiums paid plus interest. Full benefits are paid from day one for accidental death.
What is the 30-day money-back guarantee?
You can review your policy for 30 days. If you're not completely satisfied for any reason, return the policy within 30 days for a full refund of all premiums paid. No questions asked.
Can I name anyone as my beneficiary?
Yes. You can name any person, trust, or organization as your beneficiary. You can also name multiple beneficiaries and change them at any time.

Get Your Free Quote — Acceptance Guaranteed

See your exact rate in 60 seconds. Ages 50-85 qualify. No medical exam.

Free quote. No obligation. No credit impact. 30-day money-back guarantee.

Tarsan MVAS Private Limited | support@tarsan.co.in
Office No. 222, 2nd Floor, U. S. Complex, 120, near Jasola Apollo Metro Station, Jasola Vihar, New Delhi, Delhi 110020